Consumer and Family Resources (CFR)

Students will evaluate management practices related to human, economic, and environmental resources.FCS.CFR.1

  • A

    Demonstrate management of individual and family resources such as food, clothing, shelter, health care, recreation, transportation, time, and human capital.FCS.CFR.1.A

    1.  

      Beginning (b)

      1. 1

        Select planning tools to organize tasks and responsibilities.FCS.CFR.1.A.b.1

      2. 2

        Define needs and wants when considering choices. FCS.CFR.1.A.b.2

      3. 3

        List ways to provide safe and nutritious food for individuals and families.FCS.CFR.1.A.b.3

      4. 4

        Identify clothing related to needs and wants. FCS.CFR.1.A.b.4

      5. 5

        Explain ways housing has changed over the years. FCS.CFR.1.A.b.5

      6. 6

        Demonstrate basic hygiene, such as handwashing and toothbrushing. FCS.CFR.1.A.b.6

      7. 7

        Define recreation and why it is important to the family and economy.FCS.CFR.1.A.b.7

      8. 8

        Identify ways family transportation needs are met. FCS.CFR.1.A.b.8

    2.  

      Intermediate (i)

      1. 1

        Relate using time management, organizational, and process skills to prioritizing tasks and achieving goals.FCS.CFR.1.A.i.1

      2. 2

        Compare consequences of resource use related to choices to satisfy needs and wants.FCS.CFR.1.A.i.2

      3. 3

        Use current nutrition guidelines to prepare nutritious meals and snacks for individuals and families. FCS.CFR.1.A.i.3

      4. 4

        Explain strategies for selection of clothing based on resources available.FCS.CFR.1.A.i.4

      5. 5

        Identify ways housing and related costs influence the family.FCS.CFR.1.A.i.5

      6. 6

        Classify healthcare organizations used to access care for the health of the family. FCS.CFR.1.A.i.6

      7. 7

        Summarize effects related to decisions about recreation.FCS.CFR.1.A.i.7

      8. 8

        Examine transportation to ensure the needs of the family are met.FCS.CFR.1.A.i.8

    3.  

      Advanced (a)

      1. 1

        Apply time management, organizational, and process skills to prioritize tasks and achieve goals.FCS.CFR.1.A.a.1

      2. 2

        Analyze how individuals and families make choices to satisfy needs and wants.FCS.CFR.1.A.a.2

      3. 3

        Analyze decisions about providing safe and nutritious food for individuals and families. FCS.CFR.1.A.a.3

      4. 4

        Apply consumer skills to providing and maintaining clothing.FCS.CFR.1.A.a.4

      5. 5

        Apply consumer skills to decisions about housing, utilities, and furnishings.FCS.CFR.1.A.a.5

      6. 6

        Summarize information about procuring and maintaining healthcare to meet the needs of individuals and family members.FCS.CFR.1.A.a.6

      7. 7

        Apply consumer skills to decisions about recreation. FCS.CFR.1.A.a.7

      8. 8

        Apply consumer skills to acquire and maintain transportation that meets the needs of individuals and family members.FCS.CFR.1.A.a.8

  • B

    Analyze the relationship of the global environment with family and consumer resources.FCS.CFR.1.B

    1.  

      Beginning (b)

      1. 1

        Define environmental trends and issues.FCS.CFR.1.B.b.1

      2. 2

        Identify environmental trends and issues affecting families and future generations.FCS.CFR.1.B.b.2

      3. 3

        List practices that conserve natural resources.FCS.CFR.1.B.b.3

      4. 4

        Identify the role of government regulations in conserving resources. FCS.CFR.1.B.b.4

    2.  

      Intermediate (i)

      1. 1

        Demonstrate individual and family responsibility in relation to environmental trends and issues. FCS.CFR.1.B.i.1

      2. 2

        Relate resource use to environmental trends and issues affecting families and future generations.FCS.CFR.1.B.i.2

      3. 3

        Classify behaviors that conserve, reuse, and recycle resources to maintain the environment.FCS.CFR.1.B.i.3

      4. 4

        Analyze environmental issues requiring government regulations for conserving natural resources.FCS.CFR.1.B.i.4

    3.  

      Advanced (a)

      1. 1

        Analyze individual and family responsibility in relation to environmental trends and issues. FCS.CFR.1.B.a.1

      2. 2

        Summarize environmental trends and issues affecting families and future generations.FCS.CFR.1.B.a.2

      3. 3

        Demonstrate behaviors that conserve, reuse, and recycle resources to maintain the environment.FCS.CFR.1.B.a.3

      4. 4

        Evaluate government regulations for conserving natural resources.FCS.CFR.1.B.a.4

  • C

    Analyze policies that support consumer rights and responsibilities.FCS.CFR.1.C

    1.  

      Beginning (b)

      1. 1

        Relate consumer protection policies to community health. FCS.CFR.1.C.b.1

      2. 2

        Define consumer rights.FCS.CFR.1.C.b.2

      3. 3

        Define consumer responsibility.FCS.CFR.1.C.b.3

    2.  

      Intermediate (i)

      1. 1

        Examine local community policies that provide consumer protection.FCS.CFR.1.C.i.1

      2. 2

        Identify whose interests are served by the enforcement of state and federal policies and laws.FCS.CFR.1.C.i.2

      3. 3

        Identify skills used in seeking information on consumer rights.FCS.CFR.1.C.i.3

    3.  

      Advanced (a) 

      1. 1

        Analyze state and federal policies and laws providing consumer protection.FCS.CFR.1.C.a.1

      2. 2

        Interpret how policies become laws relating to consumer rights.FCS.CFR.1.C.a.2

      3. 3

        Apply skills to seek information regarding consumer rights.FCS.CFR.1.C.a.3

  • D

    Evaluate the effects of technology on individual and family resources in a global context. FCS.CFR.1.D

    1.  

      Beginning (b)

      1. 1

        Name types of technology used by the family.FCS.CFR.1.D.b.1

      2. 2

        Provide examples of how technology impacts the family.FCS.CFR.1.D.b.2

      3. 3

        Compare technology for reliability and relevance.FCS.CFR.1.D.b.3

    2.  

      Intermediate (i)

      1. 1

        Examine types of technology that affect family and consumer decision-making.FCS.CFR.1.D.i.1

      2. 2

        Explore how media and technological advances affect family and consumer decisions. FCS.CFR.1.D.i.2

      3. 3

        Choose technology that improves the quality of life.FCS.CFR.1.D.i.3

    3.  

      Advanced (a)

      1. 1

        Analyze the types of technology and software programs that affect family and consumer decisionmaking.FCS.CFR.1.D.a.1

      2. 2

        Analyze how media and technological advances influence family and consumer decisions.FCS.CFR.1.D.a.2

      3. 3

        Assess the use of technology and its effect on quality of life. FCS.CFR.1.D.a.3

  • E

    Analyze relationships between the economic system and consumer actions in a global context. FCS.CFR.1.E

    1.  

      Beginning (b)

      1. 1

        Identify criteria that can be used to help make consumer decisions.FCS.CFR.1.E.b.1

      2. 2

        Illustrate the economic system. FCS.CFR.1.E.b.2

      3. 3

        Differentiate between the needs of the provider and the consumer.FCS.CFR.1.E.b.3

      4. 4

        Define economic self-sufficiency. FCS.CFR.1.E.b.4

    2.  

      Intermediate (i)

      1. 1

        Model personal responsibility for use of resources. FCS.CFR.1.E.i.1

      2. 2

        Identify individual and family roles in the economic system. FCS.CFR.1.E.i.2

      3. 3

        Identify laws and regulations pertaining to consumers and providers of services.FCS.CFR.1.E.i.3

      4. 4

        Demonstrate practices that allow families to maintain economic self-sufficiency.FCS.CFR.1.E.i.4

    3.  

      Advanced (a) 

      1. 1

        Examine the use of resources in making choices that satisfy needs and wants of individuals, families, and communities.FCS.CFR.1.E.a.1

      2. 2

        Interpret individual and family roles in the economic system.FCS.CFR.1.E.a.2

      3. 3

        Analyze economic effects of laws and regulations that pertain to consumers and providers of services.FCS.CFR.1.E.a.3

      4. 4

        Review practices that allow families to maintain economic self-sufficiency.FCS.CFR.1.E.a.4

  • F

    Demonstrate management of financial resources to meet the goals of individuals and families across the lifespan.FCS.CFR.1.F

    1.  

      Beginning (b)

      1. 1

        Relate personal and family financial planning with security. FCS.CFR.1.F.b.1

      2. 2

        Illustrate the need for saving to meet needs and wants.FCS.CFR.1.F.b.2

      3. 3

        Identify insurance types available for individuals and families. FCS.CFR.1.F.b.3

      4. 4

        Label personal and legal documents related to effective management of individual and family finances.FCS.CFR.1.F.b.4

    2.  

      Intermediate (i) 

      1. 1

        Identify personal and family financial planning resources needed to reach goals.FCS.CFR.1.F.i.1

      2. 2

        Identify management principles used to make decisions to individual and family financial practices. FCS.CFR.1.F.i.2

      3. 3

        Summarize insurance types available for individuals and families.FCS.CFR.1.F.i.3

      4. 4

        Compare personal and legal documents related to effective management of individual and family finances. FCS.CFR.1.F.i.4

    3.  

      Advanced (a) 

      1. 1

        Evaluate the need for personal and family financial planning. FCS.CFR.1.F.a.1

      2. 2

        Apply financial management principles to individual and family financial practices.FCS.CFR.1.F.a.2

      3. 3

        Apply management principles to decisions about insurance for individuals and families.FCS.CFR.1.F.a.3

      4. 4

        Evaluate personal and legal documents related to effective management of individual and family finances.FCS.CFR.1.F.a.4

  • G

    Demonstrate the ability to use knowledge and skills to manage one's financial resources effectively for a lifetime of financial security. FCS.CFR.1.G

    1.  

      Beginning (b) 

      1. 1

        Choose reliable financial information. FCS.CFR.1.G.b.1

      2. 2

        Recognize the connection between education and income across the lifespan. FCS.CFR.1.G.b.2

      3. 3

        Provide examples of financial goals and budgets. FCS.CFR.1.G.b.3

      4. 4

        Define credit and debt.FCS.CFR.1.G.b.4

      5. 5

        Compare insurance risks and advantages. FCS.CFR.1.G.b.5

      6. 6

        Define long-term financial security. FCS.CFR.1.G.b.6

    2.  

      Intermediate (i)

      1. 1

        Apply the decision-making process to family finances.FCS.CFR.1.G.i.1

      2. 2

        Construct a life plan including education, income, career, and life choices.FCS.CFR.1.G.i.2

      3. 3

        Construct financial goals and budgets. FCS.CFR.1.G.i.3

      4. 4

        Illustrate good decision-making in the use of credit and debt. FCS.CFR.1.G.i.4

      5. 5

        Illustrate the use of insurance policies to mitigate risk.FCS.CFR.1.G.i.5

      6. 6

        Plan savings and investing to build long-term financial security and wealth.FCS.CFR.1.G.i.6

    3.  

      Advanced (a)

      1. 1

        Demonstrate management of individual and family finances by applying reliable information and systematic decisionmaking. FCS.CFR.1.G.a.1

      2. 2

        Analyze how education, income, career, and life choices relate to achieving financial goals.FCS.CFR.1.G.a.2

      3. 3

        Manage money effectively by developing financial goals and budgets.FCS.CFR.1.G.a.3

      4. 4

        Manage credit and debt to remain both creditworthy and financially secure.FCS.CFR.1.G.a.4

      5. 5

        Summarize the features of insurance and its role in balancing risk and benefits in financial planning.FCS.CFR.1.G.a.5

      6. 6

        Analyze saving and investing to build long-term financial security and wealth.FCS.CFR.1.G.a.6

Frequently asked questions

What grade levels do these standards cover?
Grade 9, Grade 10, Grade 11, and Grade 12
Where can I read the official document?
Career and Technology Education Standards template