What grade levels do these standards cover?

Kindergarten, Grade 1, and Grade 2

Where can I read the official document?

Academic Standards for Personal Finance Grades K-12

Financial goal setting and decision making
1. A
  Identify short-term financial goals and steps people can take to achieve them. 17.1.K-2.A
2. B
  Explain how limited personal financial resources affect the choices people make.17.1.K-2.B
Financial mindset and behaviors
1. C
  Describe how friends and family can impact a person's attitudes toward money.17.1.K-2.C
2. D
  Intentionally blank17.1.K-2.D
3. E
  Intentionally blank17.1.K-2.E
Financial services
1. F
  Describe ways people use financial institutions (e.g., depositing money, obtaining cash).17.1.K-2.F
2. G
  Intentionally blank17.1.K-2.G
3. H
  Intentionally blank17.1.K-2.H
Financial record keeping
1. I
  Intentionally blank17.1.K-2.I
2. J
  Intentionally blank 17.1.K-2.J
Consumer protection
1. K
  Intentionally blank17.1.K-2.K
2. L
  Intentionally blank17.1.K-2.L
Sources of income

Sources of income
1. A
  Identify reasons people and households require income. 17.2.K-2.A
2. B
  Intentionally blank17.2.K-2.B
Factors influencing income
1. C
  Predict the knowledge and skills needed for various jobs.17.2.K-2.C
2. D
  Intentionally blank17.2.K-2.D
3. E
  Intentionally blank17.2.K-2.E
4. F
  Intentionally blank17.2.K-2.F
Self-employment and supplemental income
1. G
  Identify ways people earn income through entrepreneurship.17.2.K-2.G
Income and payroll taxes
1. H
  Intentionally blank17.2.K-2.H
2. I
  Intentionally blank17.2.K-2.I

Spending decisions
1. A
  Describe spending choices people make in everyday life and factors that influence them.17.3.K-2.A
2. B
  Intentionally blank17.3.K-2.B
Developing a budget
1. C
  Differentiate between money that is received and money that is spent.17.3.K-2.C
2. D
  Describe how people use money for different purposes, including spending, saving, and sharing with others. 17.3.K-2.D
3. E
  Intentionally blank17.3.K-2.E
4. F
  Intentionally blank17.3.K-2.F
Payment methods
1. G
  Intentionally blank 17.3.K-2.G
2. H
  Intentionally blank 17.3.K-2.H
3. I
  Intentionally blank 17.3.K-2.I
Major life purchases
1. J
  Intentionally blank17.3.K-2.J
2. K
  Intentionally blank17.3.K-2.K
Sales and Property Taxes
1. L
  Intentionally blank17.3.K-2.L
Charitable Giving
1. M
  Identify items people might give to someone else or donate to charity.17.3.K-2.M

Asset building
1. A
  Describe things people own (e.g., toys, home, money).17.4.K-2.A
Saving
1. B
  Describe reasons people save money for the future rather than spend it now.17.4.K-2.B
2. C
  Identify ways children can keep their money safe and avoid losing it.17.4.K-2.C
Investing
1. D
  Intentionally blank 17.4.K-2.D
2. E
  Intentionally blank17.4.K-2.E
3. F
  Intentionally blank17.4.K-2.F
4. G
  Intentionally blank17.4.K-2.G
5. H
  Intentionally blank17.4.K-2.H
6. I
  Intentionally blank17.4.K-2.I
Investing risk tolerance
1. J
  Intentionally blank17.4.K-2.J
2. K
  Intentionally blank17.4.K-2.K

Risk identification and management
1. A
  Identify risks in everyday situations.17.5.K-2.A
2. B
  Explain ways to avoid or reduce risks.17.5.K-2.B
Insurance
1. C
  Intentionally blank17.5.K-2.C
2. D
  Intentionally blank17.5.K-2.D
3. E
  Intentionally blank17.5.K-2.E
4. F
  Intentionally blank17.5.K-2.F
5. G
  Intentionally blank17.5.K-2.G
Financial fraud and identity theft
1. H
  Give examples of personal information that should be kept private.17.5.K-2.H
2. I
  Intentionally blank 17.5.K-2.I

Credit use and benefits
1. A
  Describe the process of borrowing items or money from someone else.17.6.K-2.A
2. B
  Intentionally blank17.6.K-2.B
Types of credit
1. C
  Intentionally blank17.6.K-2.C
2. D
  Intentionally blank 17.6.K-2.D
Costs of credit
1. E
  Identify potential advantages and disadvantages of borrowing from others. 17.6.K-2.E
2. F
  Intentionally blank17.6.K-2.F
Credit rights and responsibilities
1. G
  Intentionally blank 17.6.K-2.G

What grade levels do these standards cover?: Kindergarten, Grade 1, and Grade 2
Where can I read the official document?: Academic Standards for Personal Finance Grades K-12

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