Consumer Decisions

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    Enduring Knowledge - Understandings

    1. fundamental economic concepts are important for consumer decision-making.

    2. culture, media and technology can influence consumer decisions.

    3. values have a role in making consumer decision.

    4. consumer actions (e.g., reusing, reducing, recycling) influence the use of resources and impact the environment.

    5. an individual has multiple life roles that impact responsibility to be a valuable family and community member.

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    Skills and Concepts

    1. investigate economic concepts and why they are important for consumer decisions by:<ul><li> analyzing the differences between needs and wants and how individuals and families make choices</li><li>determining ways in which goods and services used by families impact the environment</li><li>recognizing the relationship between supply and demand and its role in meeting consumer needs</li></ul>

    2. describe how culture, media and technology can influence consumer decisions by:<ul><li> identifying the ways family and consumer resources are impacted by the environment</li><li>comparing and evaluating products and services based on major factors (e.g., price, quality, features) when making consumer decisions</li><li>identifying advertising techniques (bandwagon, facts and figures, emotional appeal, endorsement/testimonial) and explain how they impact the consumer</li></ul>

    3. analyze ways that an individual has rights and responsibilities as a consumer

    4. describe how consumer actions (e.g., reusing, reducing, recycling) influence the use of resources and impact the environment by:<ul><li> describing some community activities that promote healthy environments</li></ul>

    5. examine individual, family, and community roles and responsibilities by:<ul><li> investigating a variety of resources and explain ways in which consumers are addressing the effects of renewable resources on the environment</li><li>describing jobs carried out by people at school and in the community that support success in school</li></ul>

Financial Literacy

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    Enduring Knowledge - Understandings

    1. management of financial resources is needed to meet goals of individuals and families.

    2. saving plans and budgets are a basic component in making financial decisions.

    3. various services are provided by financial institutions (e.g., banks, credit unions).

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    Skills and Concepts

    1. explain how financial management is needed to meet goals of individuals and families by:<ul><li> investigating goals pertaining to money that might affect individuals and families</li><li>describing various types of expenses (e.g., food, clothing, entertainment) and savings (e.g., piggy bank, bank account, savings bonds)</li></ul>

    2. investigate savings plans and budgets in making financial decisions by:<ul><li> developing a simple savings plan that would achieve a specific goal</li><li>explaining the purpose of a budget and define the basic components (income, expenses, savings)</li></ul>

    3. explain credit and the effect of having fees with credit

    4. describe how basic services (e.g., deposits, check cashing) are provided by financial institutions (e.g., banks, credit unions)

Career Awareness, Exploration, Planning

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    Enduring Knowledge - Understandings

    1. people need to work to meet basic needs.

    2. a variety of career choices are available in planning for job/careers.

    3. the connection between work and academics can influence one's future job/career.

    4. individual and societal needs can impact future jobs/careers.

    5. awareness of career opportunities and the skills needed for different careers is an important part of the career planning process.

    6. an Individual Learning Plan (ILP) is an academic and career planning tool.

    7. self-knowledge is an important part of the career planning process.

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    Skills and Concepts

    1. explain that people need to work (e.g., chores, jobs, employment) to meet basic needs (e.g., food, clothing, shelter), provide self-satisfaction and enjoyment

    2. investigate a variety of career choices available in planning for jobs/careers by:<ul><li> identifying different job opportunities in the home, school, and community (e.g., home business, flexible schedule)</li><li>recognizing that the roles of individuals at home, in the workplace, and in the community are constantly changing</li></ul>

    3. analyze the connection between work and academics which can influence one's future job/careers by:<ul><li> explaining different jobs/careers that use what they learn in school (e.g., mathematics, reading/writing, science, social studies) impacts future jobs/careers</li><li>explaining how educational planning can impact future career opportunities</li><li>researching career choice through the use of technology</li></ul>

    4. evaluate how individual and societal needs can impact future jobs/careers by:<ul><li> describing the impact of individual interests and abilities on career choices</li><li>identifying and describe jobs in career clusters (e.g., Arts and Humanities, Construction, Manufacturing, Science and Mathematics)</li></ul>

    5. recognize sources of career information (e.g., Career Day, guest speaker, field trips, informal personal surveys)

    6. identify the components of an Individual Learning Plan (ILP)

    7. recognize how self-knowledge (e.g., interests, abilities) is helpful when selecting and preparing for a career path and that unique interests may lead to career choices

Employability Skills

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    Enduring Knowledge - Understandings

    1. interpersonal skills are needed to be a responsible friend, family and team member.

    2. attitudes and work habits contribute to success at home, school and work.

    3. academics contribute to obtaining and succeeding in employment.

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    Skills and Concepts

    1. explain how interpersonal skills are needed to be a responsible friend, family and team member by:<ul><li> examining ways to cooperate at home, school and work</li><li>demonstrating effective group interaction strategies (e.g., communicating effectively, conflict resolution, compromise) to develop team skills</li><li>explaining the importance of working cooperatively with others by contributing ideas, suggestions and efforts to complete a task</li></ul>

    2. describe how attitudes and work habits contribute to success at home, school and work by:<ul><li> describing study skills needed in school</li><li>explaining how attitudes and work habits transfer from the home and school to the workplace</li><li>explaining how effective communication skills (e.g., reading, writing, speaking, and listening) impact work-related situations and give examples for success at home, school and work</li><li>identifying consequences for actions when disobeying rules and routines when employed</li><li>identifying the importance of developing good work habits (e.g., attendance, work done on time, follow directions)</li></ul>

    3. examine potential job/careers in the community

    4. describe employability skills needed to prepare individuals for obtaining and maintaining employment

    5. explain how success in an academic course of study could contribute to the ability to achieve and succeed in employment (e.g., Science/Medicine, Language Arts/Librarian)

Communication/Technology

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    Enduring Knowledge - Understandings

    1. technology skills can enhance learning and impact productivity at home, school and the workplace.

    2. communication skills are used in a variety of ways at home, school and in the workplace.

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    Skills and Concepts

    1. evaluate how technology tools (e.g., computer programs, Internet, email, cell phones) are used in homes, schools and jobs by:<ul><li> explaining how technology provides access to information and resources at home, school and the workplace</li></ul>

    2. demonstrate how to work cooperatively and collaboratively with peers when using technology in the classroom by:<ul><li> explaining how written communication skills are used at school and in the workplace</li></ul>

Frequently asked questions

What grade levels do these standards cover?
Grade 5
When were these standards adopted?
2010
Where can I read the official document?
Kentucky Core Academic Standards - Vocational Studies