Earning Income 4-1: People have different job choices depending on their knowledge, skills, interests and experience.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

    1. 1

      Choices Have Consequences.HGSS 1

  •  

    DOMAIN ALIGNMENT: School Counseling Standards

    1. 2

      The student will acquire the skills to investigate careers in relation to knowledge of self and to make informed career decisions. CD.1.1.1 y CD.1.1.2 y CD.1.1.3

    2. 3

      The student will employ strategies to achieve future career goals with success and satisfaction.CD.2.1.1

    3. 4

      The student will understand the relationship between personal qualities, education, training and career success.CD.3.1.1 y CD.3.1.2

  •  

    DOMAIN ALIGNMENT: Social, Emotional and Character Development Model Standards

    1. 5

      The student will identify and assess personal qualities and external supports. PD.I.B.1 y PD.I.B.2

Earning Income 4-2: People may be able to improve their ability to earn income by gaining new knowledge, skills and experience.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

    1. 1

      Choices Have Consequences.HGSS 1

  •  

    DOMAIN ALIGNMENT: Math Standards

    1. 2

      Counting and Cardinality: Comparing Numbers.CC.6 y CC.7

    2. 3

      Operations and Algebraic Thinking: Adding and Subtracting.OA.1 y OA.2 y OA.3 y OA.4 y OA.5

  •  

    DOMAIN ALIGNMENT: School Counseling Standards

    1. 4

      The student will acquire the attitudes, knowledge and skills that contribute to effective learning in school and across the life span.AD.1.2.2 y AD.1.2.3

    2. 5

      The student will acquire the skills to investigate careers in relation to knowledge of self and to make informed career decisions.CD.1.1.2 y CD.1.2.2 y CD.1.2.3 y CD.1.2.4

    3. 6

      The student will understand the relationship between personal qualities, education, training and career success.CD.3.1.3 y CD.3.2.1 y CD.3.2.2 y CD.3.2.3

Earning Income 4-3: There are different ways to be paid for labor, including wages, salaries, commissions and tips. 

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

  •  

    DOMAIN ALIGNMENT: Math Standards

    1. 1

      Counting and Cardinality: Comparing Numbers.CC.6 y CC.7

    2. 2

      Operations and Algebraic Thinking: Adding and Subtracting.OA.1 y OA.2 y OA.3 y OA.4 y OA.5

    3. 3

      Number and Operations in Base Ten: Place Value.NBT.1 

  •  

    DOMAIN ALIGNMENT: School Counseling Standards

    1. 4

      The student will acquire the skills to investigate careers in relation to knowledge of self and to make informed career decisions.CD.1.1.4

Earning Income 4-4: People can earn income by starting a new business as an entrepreneur or by owning a business.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

  •  

    DOMAIN ALIGNMENT: Math Standards

    1. 1

      Counting and Cardinality: Comparing Numbers.CC.6 y CC.7

    2. 2

      Operations and Algebraic Thinking: Adding and Subtracting.OA.1 y OA.2 y OA.3 y OA.4 y OA.5

    3. 3

      Number and Operations in Base Ten: Place Value. NBT.1

  •  

    DOMAIN ALIGNMENT: School Counseling Standards

Earning Income 4-5: People can earn income by lending money or by renting their property to others.

  •  

    DOMAIN ALIGNMENT: Math Standards

    1. 1

      Counting and Cardinality: Comparing Numbers.CC.6 y CC.7

    2. 2

      Operations and Algebraic Thinking: Adding and Subtracting.OA.1 y OA.2 y OA.3 y OA.4 y OA.5

    3. 3

      Number and Operations in Base Ten: Place Value.NBT.1

  •  

    DOMAIN ALIGNMENT: School Counseling Standards

Earning Income 4-6: Income can be received as gifts or as an allowance for which no specified work may be required.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

  •  

    DOMAIN ALIGNMENT: Math Standards

    1. 1

      Counting and Cardinality: Comparing NumbersCC.6 y CC.7

    2. 2

      Operations and Algebraic Thinking: Adding and Subtracting.OA.1 y OA.2 y OA.3 y OA.4 y OA.5

    3. 3

      Number and Operations in Base Ten: Place Value.NBT.1

  •  

    DOMAIN ALIGNMENT: School Counseling Standards

    1. 4

      The student will understand the relationship between personal qualities, education, training and career success.CD.3.1.4

Earning Income 4-7: Most income is taxed by the government to pay for government-provided goods and services.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

  •  

    DOMAIN ALIGNMENT: School Counseling Standards

Spending 4-1: People differ in their preferences, priorities and resources available for consuming goods and services.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

    1. 1

      Choices Have Consequences.HGSS 1 

  •  

    DOMAIN ALIGNMENT: School Counseling Standards

    1. 2

      The student will complete school with the academic preparation to choose from postsecondary options.AD.2.1.1

    2. 2

      The student will acquire the skills to investigate careers in relation to knowledge of self and to make informed career decisions.CD.1.2.1

    3. 3

      The student will employ strategies to achieve future career goals with success and satisfaction.CD.2.2.1 

Spending 4-2: Money can be spent to increase one’s own or another individual’s personal satisfaction or to share the cost of goods and services.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

    1. 1

      Choices Have Consequences.HGSS 1

  •  

    DOMAIN ALIGNMENT: Math Standards

    1. 2

      Counting and Cardinality: Comparing Numbers.CC.6 y CC.7

    2. 3

      Operations and Algebraic Thinking: Adding and Subtracting.OA.1 y OA.2 y OA.3 y OA.4 y OA.5

    3. 4

      Number and Operations in Base Ten: Place Value.NBT.1 

  •  

    DOMAIN ALIGNMENT: School Counseling Standards

    1. 5

      The student will acquire the attitudes, knowledge and skills that contribute to effective learning in school and across the life span. AD.1.2.5

  •  

    DOMAIN ALIGNMENT: Social, Emotional and Character Development Model Standards

    1. 6

      The student will develop, implement, promote and model core ethical and performance principles. CD.I.B.2 y CD.I.B.3

    2. 7

      The student will create a caring community.CD.I.C.1

Spending 4-3: When people make a decision to use money for a particular purpose, they incur an opportunity cost in the they cannot use the money for another purpose.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

    1. 1

      Choices Have Consequences.HGSS 1

  •  

    DOMAIN ALIGNMENT: Math Standards

    1. 2

      Counting and Cardinality: Comparing Numbers.CC.6 y CC.7

    2. 3

      Operations and Algebraic Thinking: Adding and Subtracting.OA.1 y OA.2 y OA.3 y OA.4 y OA.5

    3. 4

      Number and Operations in Base Ten: Place Value.NBT.1

  •  

    DOMAIN ALIGNMENT: School Counseling Standards

    1. 5

      The student will acquire the skills to investigate careers in relation to knowledge of self and to make informed career decisions.CD.1.2.4

  •  

    DOMAIN ALIGNMENT: Social, Emotional and Character Development Model Standards

Spending 4-4: Purchasing decisions have costs and benefits that can be different for different people.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

    1. 1

      Choices Have Consequences.HGSS 1

  •  

    DOMAIN ALIGNMENT: Math Standards

    1. 2

      Counting and Cardinality: Comparing Numbers.CC.6 y CC.7

    2. 3

      Operations and Algebraic Thinking: Adding and Subtracting.OA.1 y OA.2 y OA.3 y OA.4 y OA.5

    3. 4

      Number and Operations in Base Ten: Place Value.NBT.1

  •  

    DOMAIN ALIGNMENT: Social, Emotional and Character Development Model Standards 

    1. 5

      The student will recognize, select and ascribe to a set of core ethical and performance principles as a foundation of good character and be able to define character comprehensively to include thinking, feeling and doing.CD.I.A.2

    2. 6

      The student will develop, implement and model responsible decision-making skills.CD.II.A.1 y CD.II.A.2

    3. 7

      The student will set, monitor, adapt and evaluate goals to achieve in school and life.PD.II.C

Spending 4-5: Price, spending choices of others, peer pressure and advertising about a product or service can influence purchase decisions.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

    1. 1

      Choices Have Consequences.HGSS 1

  •  

    DOMAIN ALIGNMENT: Math Standards

    1. 2

      Counting and Cardinality: Comparing Numbers.CC.6 y CC.7

    2. 3

      Operations and Algebraic Thinking: Adding and Subtracting. OA.1 y OA.2 y OA.3 y OA.4 y OA.5

    3. 4

      Number and Operations in Base Ten: Place Value.NBT.1

  •  

    DOMAIN ALIGNMENT: Social, Emotional and Character Development Model Standards

    1. 5

      The student will develop, implement, promote and model core ethical and performance principles. CD.I.B.3

    2. 6

      The student will develop, implement and model effective problem-solving skills. CD.II.B.3

Spending 4-6: Payment methods for making purchases include cash, checks, debit cards, and credit cards.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

  •  

    DOMAIN ALIGNMENT: Math Standards

Savings 4-1: When people save money, they are choosing not to spend money today to be able to buy something in the future.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

    1. 1

      Choices Have Consequences.HGSS 1

  •  

    DOMAIN ALIGNMENT: Math Standards

    1. 2

      Counting and Cardinality: Comparing Numbers.CC.6 y CC.7

  •  

    DOMAIN ALIGNMENT: School Counseling Standards

    1. 3

      The student will acquire the skills to investigate careers in relation to knowledge of self and to make informed career decisions. CD.1.2.4

  •  

    DOMAIN ALIGNMENT: Social, Emotional and Character Development Model Standards

    1. 4

      The student will develop, implement, promote and model core ethical and performance principles.CD.I.B.2 y CD.I.B.3

    2. 5

      The student will develop, implement and model responsible decision-making skills.  CD.II.A.1

    3. 6

      The student will develop, implement and model effective problem-solving skills. CD.II.B

    4. 7

      The student will set, monitor, adapt and evaluate goals to achieve in school and life.PD.II.C.1

Savings 4-2: A savings plan is a plan for setting aside money to pay for a future need, goal or emergency.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

  •  

    DOMAIN ALIGNMENT: Math Standards

    1. 1

      Counting and Cardinality: Comparing Numbers.CC.6 y CC.7

  •  

    DOMAIN ALIGNMENT: School Counseling Standards

    1. 2

      The student will employ strategies to achieve future career goals with success and satisfaction.CD.2.2.1 y CD.2.2.2 

Savings 4-3: People differ in their values and attitudes about saving.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

    1. 1

      Choices Have Consequences.HGSS 1

  •  

    DOMAIN ALIGNMENT: Math Standards

    1. 2

      Counting and Cardinality: Comparing Numbers.CC.6 y CC.7

    2. 3

      Operations and Algebraic Thinking: Adding and Subtracting.OA.1 y OA.2 y OA.3 y OA.4 y OA.5

  •  

    DOMAIN ALIGNMENT: School Counseling Standards

  •  

    DOMAIN ALIGNMENT: Social, Emotional and Character Development Model Standards

    1. 4

      The student will recognize, select and ascribe to a set of core ethical and performance principles as a foundation of good character and be able to define character comprehensively to include thinking, feeling and doing.CD.I.A.1

Savings 4-4: Safety and ease of access are factors to consider when deciding where to keep savings.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

  •  

    DOMAIN ALIGNMENT: School Counseling Standards

Savings 4-5: Financial institutions often pay interest on deposit accounts to attract customers to deposit money in their institution.

  •  

    DOMAIN ALIGNMENT: Math Standards

    1. 1

      Counting and Cardinality: Comparing Numbers.CC.6 y CC.7

    2. 2

      Operations and Algebraic Thinking: Adding and Subtracting.OA.1 y OA.2 y OA.3 y OA.4 y OA.5

Investing 4-1: People invest their money so that it can grow over time and help them achieve their long-term financial goals.

  •  

    DOMAIN ALIGNMENT: Math Standards 

    1. 1

      Counting and Cardinality: Comparing Numbers.CC.6 y CC.7

    2. 2

      Operations and Algebraic Thinking: Adding and Subtracting.OA.1 y OA.2 y OA.3 y OA.4 y OA.5

  •  

    DOMAIN ALIGNMENT: School Counseling Standards

    1. 3

      The student will acquire the skills to investigate careers in relation to knowledge of self and to make informed career decisions.CD.1.2.1

Investing 4-2: Low-interest saving accounts are commonly used for short-term financial goals and emergency finds because they are low risk. When saving for longer term financial goals, people often invest in riskier assets to earn higher returns.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

  •  

    DOMAIN ALIGNMENT: School Counseling Standards 

    1. 1

      The student will employ strategies to achieve future career goals with success and satisfaction.CD.2.2.1 y CD.2.2.2

Managing Credit 4-1: Interest is the price a borrower pays for using someone else’s money, and the income earned by the lender.

  •  

    DOMAIN ALIGNMENT: Math Standards

    1. 1

      Counting and Cardinality: Comparing Numbers.CC.6 y CC.7

    2. 2

      Operations and Algebraic Thinking: Adding and Subtracting.OA.1, OA.2, OA.3, OA.4 and OA.5

  •  

    DOMAIN ALIGNMENT: School Counseling Standards

    1. 3

      The student will acquire the skills to investigate careers in relation to knowledge of self and to make informed career decisions.CD.1.2.4

Managing Credit 4-2: When a person pays with credit, they have immediate use of purchased goods or services while agreeing to repay the lender in the future with interest.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

  •  

    DOMAIN ALIGNMENT: Math Standards

Managing Credit 4-3: Lenders are more likely to approve borrowers who do not have a lot of other debt and who have a history of paying back loans as promised.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

  •  

    DOMAIN ALIGNMENT: Math Standards

Managing Risk 4-1: People are exposed to risk when there is a chance of loss or harm. Risk is an unavoidable part of daily life.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

  •  

    DOMAIN ALIGNMENT: Social, Emotional and Character Development Model Standards

    1. 1

      The student will develop, implement and model responsible decision-making skills. CD.II.A.1

Managing Risk 4-2: People who are exposed to risks often try to reduce or avoid the negative consequences of those risks.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

    1. 1

      Choices Have Consequences.HGSS 1

  •  

    DOMAIN ALIGNMENT: Social, Emotional and Character Development Model Standards 

    1. 2

      The student will develop, implement and model responsible decision-making skills.CD.II.A.1

    2. 3

      The student will develop, implement and model effective problem-solving skills.CD.II.B

    3. 4

      The student will set, monitor, adapt and evaluate goals to achieve in school and life.PD.II.C.1

Managing Risk 4-3: One way to cope with unexpected losses is to save for emergencies.

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

    1. 1

      Choices Have Consequences.HGSS 1

  •  

    DOMAIN ALIGNMENT: Social, Emotional and Character Development Model Standards

    1. 2

      The student will develop, implement and model responsible decision-making skills.CD.II.A.1 y CD.II.A.2

Managing Risk 4-4: Insurance is often purchased to limit financial losses because of risk. 

  •  

    DOMAIN ALIGNMENT: History, Government and Social Studies Standards

Frequently asked questions

What grade levels do these standards cover?
Kindergarten
Where can I read the official document?
Financial Literacy Crosswalk